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Terms of Use

Last Updated: Friday, 22nd Sep, 2023

1. Acceptance of Terms

Welcome to Payswitch! By using our services, you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, please do not use our app.

2. Privacy Policy

Your use of our app is also governed by our Privacy Policy, which can be found here. Please review the Privacy Policy to understand how we collect, use, and protect your information.

3. User Registration

To use certain features of our app, you may be required to register for an account. You agree to provide accurate and complete information during the registration process and to keep your account information up to date.

4. Use of the App

4.1. User Responsibilities

  • You are solely responsible for maintaining the confidentiality of your account credentials.
  • You agree not to use the app for any illegal or unauthorized purposes.
  • You agree not to use the app in a manner that violates the rights of others or that could harm the app's functionality.

4.2. Data Collection and Use

  • Payswitch collects and stores your personal information.
  • Payswitch may also collect your debit card details and bank verification number for the purpose of providing financial services and complying with legal requirements. However, these are not stored on our system.
  • We take reasonable measures to protect the security and confidentiality of your data. Please review our Privacy Policy for more details.

5. Financial Services

5.1. Disclaimer

  • Payswitch provides financial services for transactional purposes only.
  • We do not guarantee that transactional charges will forever remain the same.

5.2. Third-Party Services

  • The app may integrate with third-party financial institutions or services. Your use of these services is subject to their terms and policies.

6. Termination

We reserve the right to terminate or suspend your account at our discretion, with or without cause. You may also terminate your account by contacting us or do so yourself from the app.

7. Changes to Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page, and your continued use of the app after such changes constitute your acceptance of the revised terms.

8. Contact Us

If you have any questions or concerns about these Terms of Use or your account, please contact us at hi@payswitch.africa.