Payment Switch · Africa

The Smarter Way to
Move Money
Globally.

One intelligent, secure dashboard to manage every payment method, send money, open real foreign bank accounts, and run your business finances — all in your pocket.

50K+ active users
190+ countries
★ 4.8 rating
Payswitch FX Account
Payswitch Home
Payment sent
$1,204.00 · instant
Secured
bank-grade encryption
eSIM active
190+ countries
0K+
Active Users
0K+
Issued Cards
0M+
Transactions Processed
4.8
App Store Rating
Core Features

All Your Payment Methods.
One Intelligent Dashboard.

Connect every card, wallet and foreign account — then control them all from one secure, lightning-fast interface.

Centralized Payments

Connect all your bank cards into one Payswitch card, then pay, transfer or withdraw from any linked account — from a single dashboard with one tap. No more carrying multiple cards, no app-switching, no friction.

Merchant Controls

Restrict merchants from charging your card, and remove compromised methods instantly with one click.

Full Transparency

Every receipt shows the merchant, amount, and charges — no surprises, no hidden fees, ever.

eSIM for 190+ Countries

Buy eSIM data plans for travel across 190+ countries and stay connected wherever you go.

Instant Settlement

Money moves in real time. Send, receive and convert without waiting on slow legacy rails.

Airtime, Data & Bills

Top up airtime and data, pay electricity bills, and renew DStv, GOtv & StarTimes subscriptions — all in a few taps.

Payment & Payout Links

Collect money from anyone with Payment Links, and send funds to vendors or staff with Payout Links — no code or integration required.

Piggy Savings

Set money aside and watch it grow — save automatically, lock funds toward a goal, and build a healthy saving habit right inside the app.

Card Control

Total Control Over Your Debit Cards

Manage every card straight from the app — freeze, flag or block it in one tap, with no trip to the bank required.

Inactive Card

Set a card to inactive to block online charges you didn't authorize — then reactivate the moment you're ready to transact.

Stolen Card

Mark a stolen card as stolen instantly to stop any unauthorized use — no need to visit the bank.

Damaged Card

Report a damaged card and we'll prevent any further charges on it right away, so nothing slips through.

Block & Deactivate

Deactivate or block any card in a single tap, and stop specific merchants from ever charging it.

Virtual Cards

USD & Naira Virtual Cards, in Seconds

Create secure virtual cards in dollars and naira the moment you need them — pay online anywhere, cover subscriptions, and stay fully in control.

USD Virtual Card

Pay international merchants — subscriptions, ads, SaaS and online stores — in dollars, no domiciliary account needed.

Naira Virtual Card

A secure card for everyday online payments across Nigeria, funded straight from your Payswitch balance.

Create a card in seconds — no physical card required
Freeze, unfreeze or delete a card anytime
Set spending limits and see every charge, clearly
Accepted by online merchants worldwide
Payswitch USD and Naira virtual cards
Foreign Accounts

Open a Real Foreign Bank Account

Genuine foreign bank accounts — not just wallets. Receive international payments, hold balances, and spend in USD, GBP, EUR and more, right from the Payswitch app.

US Dollar (USD)
Routing & account number · ACH, wire & SWIFT
Popular
British Pound (GBP)
UK sort code & account · Faster Payments & CHAPS
Available
Euro (EUR)
IBAN · SEPA across 36 European countries
Available
Chinese Yuan (CNY)
Renminbi (RMB) · CNAPS & CIPS · UnionPay
Available
Dedicated routing & account numbers for US accounts
Receive ACH, wire, SWIFT & SEPA transfers
Real-time FX rates — convert to NGN instantly
Available for Individuals & Businesses
Foreign Account
Active
USD · Individual
$4,876,907.65
≈ ₦7,859,861,365 NGN
Account NameJohn Doe
Account Number•••• 4591
Routing Number084009519
BankPayswitch / Evolve
Top Up
Cash Out
Transfer
Info
The App

Every Feature, One Beautiful Interface

Built for everyday Africans and growing businesses — clean, fast, and always in your pocket.

Payments
Payments
Home Dashboard
Home
eSIMs
eSIMs
For Business

Scale Your Business with Payswitch

Robust tools for African companies to manage payroll, collect payments, and handle corporate finances — all in one place.

Start for Free

Business Banking

Fast-track your company onboarding with a dedicated business account to hold, manage and track corporate funds across the Globe — with full transparency.

Automated Payroll

Pay employees and contractors instantly with automated tax calculations.

Payment Links

Collect money via simple Payment Links — no complex integration required.

Payout Links

Send funds to vendors and partners using Payout Links — fast and traceable.

Why Payswitch

Smart, Secure, Always Available

Easy to Set Up

Your Payswitch account is ready in just two simple steps — set up in minutes and manage all your payments.

Secure Transactions

Every transaction is protected with best-in-class security — your money stays safe.

24/7 Support

Our support desk is always available — reach out any time, we're here when you need us.

4.8
★★★★★
Average App Store Rating
Based on 50,000+ active users
Trusted by businesses in
Nigeria
and growing across Africa

Centralizing Payment
for Africa.

Install the Payswitch app — a product by Quidvis Ltd — and take full control of your payments today.